We update your TCP, manage your account, and send renewal reminders to prevent suspension—plus premium coverage and additional insured options!
At Opulence Corporation, we offer affordable insurance designed specifically for California transportation carriers. Our services not only ensure that you stay covered with the best rates, but we also handle the updates directly with the California Public Utilities Commission (CPUC) for you.
By choosing our service, you’ll avoid the complex process and months-long wait times typically involved in submitting your insurance. We take care of everything, ensuring your account stays active and your compliance is up to date.
Don’t risk suspension or hassle—get the insurance you need today and enjoy the peace of mind knowing we’ve got you covered. No more paperwork stress, just reliable and timely service.
Commercial rideshare insurance is a type of auto insurance policy designed for drivers who use their vehicles for ridesharing services like Uber, Lyft, or other transportation network companies (TNCs). It provides coverage beyond personal auto insurance, which typically excludes coverage for commercial activities.
Rideshare insurance typically fills the coverage gaps between personal auto insurance and the insurance provided by the rideshare company. Here’s a breakdown of the three rideshare driving periods and how insurance applies:
Period 1 (App On, Waiting for a Ride Request)
Personal auto insurance usually does NOT cover this period.
Rideshare company insurance provides limited liability coverage, but not comprehensive or collision.
Rideshare insurance can provide additional coverage during this phase.
Period 2 (Accepted Ride, En Route to Passenger)
The rideshare company’s insurance provides full liability coverage.
Comprehensive and collision coverage applies if the driver has coverage on their personal policy.
Rideshare insurance can fill any coverage gaps.
Period 3 (Passenger in the Vehicle, Until Drop-off)
The rideshare company’s insurance is fully active.
Rideshare insurance may still be beneficial for additional protection.
Personal auto insurance excludes coverage when driving for hire.
Rideshare company insurance has high deductibles and may not cover all damages.
Some policies include coverage for medical payments, rental reimbursement, and loss of use.
Endorsement on Personal Auto Insurance: Adds coverage for ridesharing.
Commercial Auto Policy: Required for TCP (Transportation Charter Party) permit holders.
Hybrid Rideshare Policies: Covers personal and rideshare use seamlessly.
Since you drive for Uber Black, you likely need a commercial rideshare insurance policy that meets TCP permit requirements in California.
Get Back on the Road with Affordable Uber Commercial Insurance!
Driving for Uber Black or a luxury rideshare service? Make sure you’re covered with the right commercial rideshare insurance to protect your business, passengers, and vehicle. Our affordable policies provide comprehensive coverage that meets Uber’s TCP permit requirements, filling in the gaps where personal auto insurance falls short.
With low rates, flexible plans, and full protection during every ride, you can drive with confidence—without breaking the bank. Get insured today and stay on the road hassle-free!
